Accept cookies Danmarks Nationalbank uses cookies to monitor traffic on our website. This allows us to improve our website and make it more accessible to users. Therefore, we would like you to accept cookies on Danmarks Nationalbank's website. You can delete our cookies at any time.   More about cookies

About us Tasks Notes and coins Euro Monetary policy Market info Statistics Government debt
<< Home / Publications / Our publications
News service Site map Dansk   Search Log on
Financial stability Press room Publications Rules
Back to the frontpage

Our publications

ePUB format for Danmarks Nationalbank´s publications from 2012

Articles from Monetary Review

Monetary reviews

Search our publications


Danmarks Nationalbank | | |QR code for mobile units

Financial stability 2011

Subject:Financial markets and financial stability; Financial stability
Type:Financial Stability
Year of publication:2011
Date of publication:05/26/2011

The Danish banking institutions generally strengthened their capital bases in 2010. Overall the banking institutions' earnings improved a little, which is at­trib­ut­able to lower loan impairment charges, but the level remains high. The institutions should already now begin to prepare for the expiry of the government guarantees in 2012 and 2013. Danmarks Nationalbank's stress test shows that the Danish banking institutions overall and under the current capital requirements are capitalised to meet a more negative development than expected. Under the coming requirements, parts of the sec­tor are insufficiently capitalised to withstand negative shocks to the economy. The mortgage-credit institutes' need to be able to issue bonds on an ongoing basis has increased substantially in recent years. Basel III and macroprudential regulation are addressed in two special-topic chapters. Basel III stipulates stronger capital and liquidity requirements. The transitional period will give the institutions time to make the necessary adjustments, but they should already now plan how to do so. Macroprudential regulation is intended to address systemic risks in the financial system in order to promote financial stability for the benefit of economic growth and welfare.

Last update: 06/06/2012
More information

Danmarks Nationalbank
Havnegade 5
DK - 1093
Copenhagen K
Contact us Disclaimer

File Attachment Icon